Cheryl Silha isn't quite the gambler she used to be. Silha, the owner of a Janesville "pet motel," and her husband, an excavator, have seen their finances hit during the economic downturn. Consequently, they have scaled back their trips to Ho-Chunk Casino near Baraboo. "We used to go about twice a month," she said last week as she headed for the front door of De Jope bingo hall in Madison, also owned and operated by the Ho-Chunk Nation. "Now it's maybe once every other month. ... Well, not even that."