Welcome once again to Native humor. This week, we think upon a Native man who decided he needed to ask a bank for a loan.
A Native man decided he wanted to go to his local bank to ask for a loan. When he sat at the old banker's desk, the banker looked at the Native man through his horn-rimmed glasses and asked in a stuffy tone, "We might be able to offer you a loan, but first I need to ask, what are you going to do with this money dear sir?"
"I'm going to need $500 to buy jewelry supplies to make jewelry. I will take the jewelry to town and sell it at a nice profit," said the man.
"Do you have collateral?" asked the banker.
"I have a horse, but he is old and has no teeth. I also have an old Rez car, but it doesn't have seats."
Though he was hesitant, the banker decided to give the loan to the Native man. He figured he could still make some interest or collect late fees if the man was late making payments." Ok, I'll give you the loan, but I am listing your horse and car as collateral."
Two weeks later, the Native man returned and walked into the banker's office. The banker looked up and smiled, waiting to hear an excuse as to why the man wouldn't be able to pay his first payment or some kind of similar sentiment. Instead, the Native took out a massive wad of cash and said, "Ok, I am here to pay off my loan."
The banker looked up with wide eyes at the giant roll of money and said, "What are you going to do with the rest of the money?"
"I don't know," he said. "I'll save it, I guess."
Seeing another opportunity to make interest off of the Native man's money, the banker said, "Well, this is a great opportunity for you. You can deposit the money into our bank, and when you need some of it, you can just withdraw some from your account."
The Native man looked at the banker and smiled. He paused for a moment and raised a finger into the air to show he had an idea to share. "That sounds like a possibility Mr. Banker, but before I decide to give you any of my money, let me ask you, what do you have to offer me as collateral?"
(Joke source: Anonymous writer)
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